Benefits

Disability

An unexpected injury or illness that keeps you out of work for a long time can use up your savings rapidly. Disability insurance can help replace lost wages and can be an important part of your personal financial planning.

UC does not participate in the California State Disability Insurance (CA SDI) program.

UC-Paid Basic Disability Insurance

UC provides the Basic Disability plan at no cost to you. This Basic Disability insurance provides coverage if you are unable to work due to a pregnancy/childbirth, non-work-related disabling injury or illness.

The UC-Paid Basic Disability plan pays 55% of your eligible earnings, up to $800 a month for up to 6 months. The waiting period is 14 calendar days.

Enrollment: If you are in a full, mid-level or core benefits position, enrollment in UC-Paid Basic Disability is automatic.

For more information, please visit Disability Benefits on UCnet.

Voluntary Disability Insurance

This insurance provides benefits for disabilities due to pregnancy, disabling injury, or illness while under a doctor's direct and continuous care. Participation in this plan is voluntary.

Benefits from Basic Disability and Voluntary Disability combined with all other sources of disability or retirement income pay 60% of eligible earnings up to $15,000 a month.

You are able to choose the level of coverage (i.e. Short-term, Long-term or both) you desire and you pay the premiums.

For more information, please visit Disability Benefits on UCnet.

Enrollment for NEW employees:

New employees in a full benefit appointment can enroll in disability (link is external) online without providing Evidence of Insurability (also called a Statement of Health) within the first 31 days employment.

Enrollment (after 31 days of employment)

If you want to enroll in Voluntary Disability AFTER the first 31 days of employment, you will need to submit an Evidence of Insurability (also called a Statement of Health) online application to Liberty Mutual Insurance, our disability insurance company. Liberty Mutual must approve your request before you can make the change.

Please review the Evidence of Insurability Instructions for Online Submission. Visit Liberty Mutual’s secure website at: www.MyLibertyConnection.com (link is external) and use the company code: UNIVERSITY to register and create a username and password. Once you are logged into MyLibertyConnection, click on “Complete a Statement of Health” and fill out the requested information. You will receive notification directly from Liberty Mutual on the status of your application.

If approved for Voluntary Disability, please fill out a UPAY850 Enrollment, Change, Cancellation or Opt Out Form (link is external) to enroll. Please attach a copy of your approval letter to your signed UPAY850 form and deliver it to the UCSB Benefits office (3101 SAASB), or fax to 805-893-8645, or scan/email to the Disability Benefits Coordinator.

Currently enrolled? Want to Decrease Coverage or Cancel:

Decreasing coverage may be an option if you want to continue insurance coverage, but need to lower your monthly premium. To decrease coverage or to cancel disability coverage, only a UPAY 850 Enrollment, Change, Cancellation or Opt Out Form needs to be completed. Deliver the completed UPAY850 to the UCSB Benefits office (3101 SAASB), or fax to 805-893-8645, or scan/email to the Disability Benefits Coordinator.

For more information, please contact the Disability Benefits Coordinator.

How the plans work

If you are pregnant or have a disabling illness or injury, you file a claim to apply for disability benefits.

In order to receive disability benefits, you must be under a doctor’s direct, continuous care.

For more information, please review Your Guide to UC Disability Benefits.

Cost of Coverage

Basic Disability - The University provides the Basic Disability Plan at no cost to you.

Voluntary Disability - You pay a monthly premium if you enroll in a Voluntary Disability plan option. The premium depends on factors such as, your age and the level of coverage you choose.

Insurance Premium Calculator on the UCnet website

How to file a Disability claim